| Yearly | Monthly | Weekly | |
|---|---|---|---|
| Gross salary | £15,000 | £1,250 | £288 |
| Income Tax | −£486 | −£41 | −£9 |
| National Insurance | −£194 | −£16 | −£4 |
| Take-home pay | £14,320 | £1,193 | £275 |
You keep about 95% of your gross pay. Figures use the 2026/27 rates with a standard 1257L tax code, no pension and no student loan.
- Take-home pay£14,32095%
- Income tax£4863%
- National Insurance£1941%
What is £15,000 after tax?
If you earn £15,000 a year in the UK, you take home £14,320 after deductions in the 2026/27 tax year — roughly £1,193 a month. An estimated £486 of Income Tax and £194 of employee National Insurance would be deducted through PAYE before you're paid. The first £12,570 of your salary is covered by the tax-free personal allowance. Only the part of your salary above the £12,570 personal allowance is taxed, so your deductions are relatively small. Income Tax begins at 20% and National Insurance at 8% on earnings above that threshold.
This is the standard take-home. Paying into a pension, repaying a student loan, or living in Scotland (which has its own Income Tax bands) will change the figure — the take-home pay calculator lets you add all of those.
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Frequently asked questions
How much is £15,000 after tax?
£15,000 a year is £14,320 after tax in the 2026/27 tax year — that's about £1,193 a month or £275 a week. You pay £486 in Income Tax and £194 in National Insurance, keeping roughly 95% of your gross pay. This assumes a standard 1257L tax code with no pension or student loan deductions.
How much is £15,000 a year per month after tax?
£15,000 a year works out at about £1,193 a month after Income Tax and National Insurance. Before tax, £15,000 ÷ 12 is £1,250 a month gross.
How much tax do I pay on £15,000?
On a £15,000 salary you pay £486 in Income Tax and £194 in employee National Insurance for 2026/27 — £680 in total. The first £12,570 of your salary is covered by the tax-free personal allowance. Only the part of your salary above the £12,570 personal allowance is taxed, so your deductions are relatively small. Income Tax begins at 20% and National Insurance at 8% on earnings above that threshold.
Does this include pension or student loan?
No — this figure is the standard take-home with just Income Tax and National Insurance on a 1257L tax code. Pension contributions, a student loan plan, salary sacrifice or living in Scotland will change it. Use the full take-home calculator to add those.
Sources — official UK figures
Last reviewed June 2026 against official rates · How we calculate →
Results are for illustrative purposes only and assume a single employment with a standard tax code. For personalised tax advice, consult a qualified accountant or HMRC directly.