UK Universal Credit Calculator

£
£
Estimated monthly UC£425
UC + earnings£425/mo
Maximum UC£425
Work allowance£0
Taper (55%)£0

Your UC elements

Standard allowance£425
Maximum UC (before earnings)£425

How your payment is calculated

Maximum UC£424.90
Monthly UC payment£424.90

This is a simplified estimate for guidance only, using 2026/27 rates. Real Universal Credit depends on a full DWP assessment including the benefit cap, non-dependant deductions, Local Housing Allowance limits on the housing element, childcare and carer elements, and how earnings are reported in your assessment period. The housing figure here uses your entered rent and is not capped by your local LHA rate. For an official check, use the GOV.UK benefits calculators or contact Citizens Advice.