UK Savings Calculator

£
£
Final balance after 10 years£31,807
Interest earned£6,807
Total deposited£25,000
Interest earned£6,807
Growth27%

Deposits vs interest

Total deposited£25,000
Interest earned£6,807
Final balance£31,807

Balance over time

YearDepositedInterestBalance
0£1,000£0£1,000
2£5,800£307£6,107
4£10,600£1,094£11,694
6£15,400£2,405£17,805
8£20,200£4,292£24,492
10£25,000£6,807£31,807

This is an illustrative projection assuming a constant interest rate and regular deposits. Real savings rates change over time and may not keep pace with inflation. Interest may be taxable above your Personal Savings Allowance (£1,000 for basic-rate, £500 for higher-rate taxpayers in 2026/27) unless held in an ISA. This is not financial advice.